Family Finance
What Is Earnings Per Share & How to Calculate It
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businessman on smartphone

Knowing a stock’s earnings per share can be a valuable portfolio benchmarking tool. Think of EPS as GPS for where a public company is on the value map, based on how profitable it has been. What is earnings per share? It’s a ratio arrived at by taking a company’s quarterly or annual net income and […]

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What is Financial Therapy?
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woman tablet advisor

Financial therapy is a relatively new field that combines the emotional support of a psychologist with the money mindset of a financial planner. Seeing a financial therapist can allow clients to begin to process their underlying feelings about money, while working out plans for retirement, savings, investments and other goals. Financial therapists (sometimes referred to […]

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If You Had a Baby in 2020, You Can Get $1,100 of Stimulus Money
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If you’re the proud new parent of a 2020 baby, here’s some good news to get you through those sleepless nights: Your 2020 bundle of joy qualifies you for a sweet bundle of stimulus cash — $1,100 to be exact. Why Do New Parents Get an Extra $1,100? The first stimulus check gave parents an […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

5 Tips to Hedge Against Inflation
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financial chart shapes

To achieve financial freedom and grow wealth over long periods of time, it’s vital to understand the concept of inflation. Inflation refers to the ever-increasing price of goods and services as measured against a particular currency. The purchasing power of a currency depreciates as a result of rising prices. Put differently, a rising rate of […]

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EverQuote Can Help You Get Life Insurance For As Low As $7/Month
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Don’t know which life insurance you need? EverQuote can help you sort through the ocean of options to find a policy that’s right for you.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

How Long Does a Direct Deposit Take?
By admin | |
man on phone and laptop in kitchen mobile

Even with all of the financial tech available at your fingertips, like online banking and mobile apps, it can still be a drag to deposit a check. Whether it’s trying to take a clear photo of the front and back to submit to the bank, which will deposit it pending review, or physically bringing it […]

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FabFitFun Lets You Spoil Yourself — Without Draining Your Bank Account
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Being responsible with your money doesn't mean you can't spoil yourself from time to time. Here's how to get high-end beauty and lifestyle products for way less than retail.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

How Much Money Should You Have Saved For Retirement By 40?
By admin | |
woman in cafe on laptop

At some point or another, you’ve probably asked yourself, “how much money should I have saved by 40?” It’s a valid question that can be daunting to think about. The good news is you’re probably already saving money for retirement. The bad news is, you might not be saving enough money to retire when you […]

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Guide to Zcash Cryptocurrency
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bitcoins in a wallet

Zcash is a potentially private cryptocurrency that offers unique “shielded” features. The set-up allows for addresses and amounts in a Zcash transaction to be encrypted on the blockchain. Here’s a guide to its privacy features, price performance, technology and history. What Is Zcash? Zcash crypto falls under the category of cryptocurrencies known as “privacy coins,” […]

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Dear Penny: My Dad Says to Invest My Roth IRA in Silver, Marijuana
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Dear Penny, I’m a 24-year-old single male and recent college graduate. I have a job but no 401(k) match, so my dad suggested I start a Roth IRA. I don’t have any idea how to invest it. My dad says that since I’m young, I need to take risks. He’s suggested some marijuana stocks and […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.