Family Finance
What is a 51% Attack?
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Bitcoin Coins

A 51% attack is when a single cryptocurrency miner or group of miners gains control of more than 50% of a network’s blockchain. Such attacks are one of the most significant threats for people who use and buy cryptocurrencies. The 51% attack scenario is rare, largely because of the logistics, hardware and costs required to […]

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Cash-Out Refinance vs Home Equity Line of Credit
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Yellow and red credit car

Cash-out refinances and home equity lines of credit are two borrowing options that allow homeowners to tap into the equity they have built in their home. A HELOC is a line of credit secured by the borrower’s home. The line of credit can be accessed on an as-needed basis, up to the borrowing limit. The […]

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How to Turn an Idea Into an App
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Samyr Qureshi and his college friend Dennis Hansen had an idea for an app that would match students with student tutors on the same college campus. That was 2015. Six years later their company, Knack, has secured more than $1 million in equity investments and is worth 20 times more than when it started. It […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

NASDAQ Listing Requirements Explained
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Before a stock can be traded by investors, it must first be listed on an exchange. Different stock exchanges can have physical locations with in-person trading or be entirely electronic. After the New York Stock Exchange (NYSE), the Nasdaq is the second largest stock exchange in the world. Not just any company can be listed […]

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Pros & Cons of Living Cash-Only
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As the world becomes increasingly cashless, you may wonder if there is any point to carrying cash around at all. The answer depends on your lifestyle and spending habits. Carrying–and paying in–cash, however, can still make sense in many circumstances. Indeed, some financial experts believe that switching to a cash-only system (and moving away from […]

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Will Filing Taxes Early Affect Your Third Stimulus Check?
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A third stimulus check isn’t a done deal, but it’s looking pretty likely. The White House is aiming to deliver $1,400 stimulus payments to most adults in the U.S. some time in mid-March — smackdab in the middle of tax season. To get those payments out quickly, the House Democratic plan calls for using 2019 […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Here’s How To Refinance A Mortgage (And Know If It’s Right For You)
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Couple in front of house

Over the past decade, mortgage refinancing has grown in popularity. Not that big of a surprise, considering we’ve seen a sizable drop in mortgage rates during this time. At the height of the housing crisis in 2008, rates averaged about 6% for a 30-year fixed-rate mortgage . Currently, the average rate for a 30-year fixed […]

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5 Pieces of Bad Financial Advice You Should Avoid
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There's a lot of dumb money advice out there. Here are some of the worst tips we've seen — and what you should do instead.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

What is a Central Bank Digital Currency (CBDC)?
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woman working in cafe

A central bank digital currency (CBDC) is virtual money issued as legal tender by the central bank of a country. While no major central bank has issued one yet, a CBDC would be similar to blockchain-based cryptocurrencies like Bitcoin that have increased in popularity but be backed by a sovereign nation like fiat money. CBDC […]

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7 Money Resolution You Can Make Year-Round
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Resolutions aren't just for January — especially when it comes to your money. Here are seven financial goals you can (and should) tackle year-round.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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