Of all the things Bitcoin is rightfully known forâits range as a payment network, not the security of its protocol, nor the potential for blockchain technology to revolutionize any field that uses a databaseâthereâs one that stands out as itâs most defining feature: its price, and how it goes up. But the price of Bitcoin […]
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Inflation, or a sustained period of rising consumer prices, can take a bite out of investor portfolios and reduce purchasing power as the prices of goods and services increase. Treasury Inflation-Protected Securities, or TIPS, are one way to hedge against inflation in a portfolio. These government-issued securities are inflation-protected bonds that adjust in tandem with […]
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The gold-silver ratio is the price of the silver and gold relative to each other. Initially, the gold-silver price relationship was fixed at a certain ratio but over time it began to fluctuate as information traveled faster and external variables weighed on their value. Itâs a measurement thatâs been around for thousands of years. Understanding […]
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Having roommates can be a great way to reduce your monthly living expenses. It can also mean living in a bigger apartment or a nicer area than you could otherwise afford. But negotiating finances with friends (or strangers) also comes with potential pitfalls, especially if you have roommates who donât always pay what they owe, […]
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The terms value and growth refer to both two categories of stocks and two investment âstylesâ or approaches of investing in stock. Generally speaking, value stocks are shares of companies that have fallen out of favor and are valued less than their actual worth. Growth stocks are shares of companies that demonstrate a strong potential […]
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The Business Credit Catch-22 Young businesses will likely find that it can be difficult to build business credit when they’re consistently being denied credit due to little or no credit history. It’s like trying to get a job with no job experience. Lenders want to see that you have a credit history first, but you’re […]
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Mortgage-backed securities are bond-like investments made up of a pool of mortgages. When you purchase a mortgage-backed security, youâre buying a small portion of a collection of loans that a government-sponsored entity or a financial institution has packaged together for sale. Investors may refer to these loans as MBS, which stands for mortgage-backed securities. Investing […]
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The U.S. Dollar bears a lot of responsibility when it comes to global finance. Itâs the currency kept on hand by central banks and other major financial institutions around the world to make transactions and investments, and to repay debts overseas. The U.S. Dollar is also the currency in which the world prices and trades […]
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Mega cap or megacap is a term that describes the largest publicly-traded companies, based on their market capitalization. Mega cap stocks typically include industry-leading companies with highly recognizable brands Investing in mega cap stocks, along with companies that have a smaller market capitalization, can help build a diversified investment portfolio. Spreading investment dollars across different […]
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